mint.com

From a friend's recommendation I started using a website called mint.com, which basically tracks all your finances online in one location. It can track every penny you own or owe from your bank accounts, stock portfolio, 401k, and even outstanding loans you have on house/car/school.

It's interesting to see where you are spending money and what areas you can cut down on to increase savings. Apparently I spend a lot on Starbucks since I'm a fan of the new Vivanno drinks. The graphs also make this application very asthetic since I no longer have to track my own accounts with a spreadsheet.

As for security, mint.com uses industry standard 128-bit secure socket layer (SSL) encryption from Verisign similar to what Credit Card and Banks use for customers to view accounts and will automatically log you out after 5 minutes of idle time. Still many of my friends are worried about having all their account information stored in one place so this technology may not suit everybody, but I still like it.